Financial Review

Home/Financial Review

Advice-only financial consultants are rare. Most advisers require ongoing fees for portfolio management, or they earn commissions by selling investment products and insurance. It’s difficult for investors to find an unbiased fiduciary you can pay-as-you-go.

I provide financial advice under a one-time $925 fixed-fee for first-time clients and $450 per hour after that. Most people who use my services are do-it-yourself (DIY) investors, and others are in transition from an adviser-managed relationship into a simple, low-cost, self-managed solution. Some clients request a referral to a low-fee portfolio manager after a consultation, and I will provide one when requested.

The $925 Portfolio 2nd Opinion™ is for new clients. This all-in fee includes a pre-call document review, up to a two-hour consultation where we discuss your financial situation to include goals, income needs, taxes, saving for retirement, distributing assets in retirement, asset allocation, asset location, individual investments, gifting, a legacy plan, and more, and a written summary of our conversation with my observations and recommendations. People find the Portfolio 2nd Opinion™ to be a good value because their questions are answered and documented in one session and under one known fee.

I charge $450 per hour for returning clients who have more questions or desire a periodic review. The $450 per hour fee is prorated using 6-minute intervals, so you only pay for the time used. For example, a 30-minute discussion will be $225.

This fiduciary service is for individual investors, trustees of family wealth, employers who oversee retirement plans, and committees responsible for managing the investments of non-profit organizations. My services are available only in the US. Please note that a consultation often includes advice on tax reduction, estate planning, and insurance needs, but I am not a CPA, estate planning attorney, or insurance specialist.

The Next Step: 

Go to the Contact Page and send me an indication of interest to schedule a complimentary 15-minute call.