Investment Advice

/Investment Advice
Investment Advice2019-05-19T08:25:49-04:00

FERRI INVESTMENT SOLUTIONS offers hourly, customized investment advice, as needed. It’s ideally suited for people who desire occasional professional help without the cost of portfolio management fees or commissions. This fiduciary service is designed for individual investors, trustees of family wealth, employers who oversee retirement plans, and committees that are responsible for managing the investments of non-profit organizations. My services are available in all 50 states and globally.

I’ll study your financial situation, analyze your existing investments, and make prudent recommendations to help you simplify your portfolio. If you prefer not to do-it-yourself (DIY), I’ll refer a low-fee investment management firm that will implement your customized strategy. My only compensation is the hourly fee you pay me.

My fee is $450 per hour, prorated so you only pay for the time used.

I offer a special $375 per hour rate for 2.0 hours to first-time clients through the Portfolio 2nd Opinion™ program. This program includes a comprehensive portfolio review, 60-minute phone consultation, and written summary with recommendations. People find the Portfolio 2nd Opinion™ to be valuable because most issues can be resolved in two hours. Addition time is billed at $450 per hour.

It does not matter where your money is invested or how much you have invested, I serve along side you as a fiduciary by upholding a duty of loyalty, fairness and good faith in all decision making.

Request more information on my hourly advice service.

The investment philosophy I follow is passive. This means designing a low-cost portfolio of mainly market-tracking investments. I favor broadly diversified index funds and exchange-traded funds (ETFs) that have this objective. Existing securities (stocks, bonds, funds, etc.) are always considered in the context of a larger investment plan. Tax costs are a major consideration when restructuring a portfolio and I am particularly tax-sensitive.

After a consultation, you are free to implement the recommendations yourself. If you prefer to have an investment professional implement and manage your portfolio, I will assist you in selecting a low-cost advisory firm that will provide management at your custodian of choice.

Contact me to schedule a complimentary 15-minute call to determine if my service is right for you.

Note: I am an investment specialist. I do not review insurance policies or estate planning documents, and I do not prepare tax returns. See Form ADV Part 2 for more information on my investment adviser services.